Personal Accident/Disability

We offer high limit Accidental Death, Dismemberment and Disability Insurance for high risk and high net worth individuals including those who travel to war zones.

Our London broker has a number of “In House” binders with Underwriters at Lloyd’s, London that give us the opportunity to offer quick turnaround time for quotes and binders. We have access to limits as high as $75,000,000 any one person.

Here is a list of some of the coverages offered:

Accidental Death
Temporary Total Disablement
Permanent Total Disablement
War Risks including Terrorism
Medical Expenses in conjunction with Personal Accident coverage
Death Duties for High net worth individuals
Ships’ Crew Coverage for high value yachts
Exclusion and Deductible buyback
Aircraft or Building Accumulation Risks
International Personal Accident, including individuals working in high risk areas
Defined Personal Accident benefits required by the Union for the Cast of Films

Eligible Classifications include, but are not limited to:

Attorneys / Lawyers
Commercial and medical professions
Film and television stuntmen and women
High profile entertainers
High earning Surgeons, Dentists and Psychiatrists etc.
High earning financial traders
Oil and gas workers (including those in foreign countries)
Aid workers, Journalists and contractors in foreign countries (incl. war zones)
Security consultants (including those in war zones)
Professional athletes and other sports such as professional racers.

Kidnap and Ransom Insurance is also available

Confidentiality: Underwriters can consider the risk upon receipt of purely a proposal form and justification of the sum insured if required.

For more information call Kris Zebratski 925-395-2089