We offer the following additional Personal Lines Products through various A.M. Best “A” rated, domestic markets and Underwriters at Lloyd’s, London.
SPECIALTY RESIDENTIAL PROPERTY COVERAGES
Tenant Occupied Dwellings to 4 units
- Building Values up to $10,000,000 (TIV)
- Liability to $1,000,000
Vacant Property
- Building Values up to $10,000,000
- Renovations to 50% ($400k max.)
RCFE ( Elderly Assisted Living) Residential Property
- Designed for licensed caregivers 1-4 family units
- HO 3 and DP 3 forms available
- Includes Business Income/Extra Expense and limited Bed Bug Liability
F.A.I.R. Plan Companion
- Designed to complement the California F.A.I.R. Plan Policy
- Provides same coverage as the Sterling Homeowners Policy ex. Fire & EC
- Significant credit given off Sterling home policy premiums due to exclusion of Fire & EC
Builder’s Renovation
- Existing structures to $10,000,000
- Up to three stories
- ISO DP1 and DP3
MISCELLANEOUS PERSONAL INSURANCE COVERAGES
Personal Umbrella/CPL
- Primary Umbrella
- Excess Umbrella
- Target Umbrella
- Standalone CPL
- Excess CPL
- Farmowners CPL
Personal Article Floaters/ Scheduled Property Policies
- Worldwide coverage written on Lloyd’s Form
- Coverage for any size schedule can be provided
- 24 hour turnaround time for most quotes
Standalone Earthquake – California
- Minimum Dwelling limit is $2,000,000
- ICat offered on all risks with dwelling limit under $2,000,000
Special Events Liability
Host Liquor for private events available in some States
Call or e-mail an underwriter today for more information:
- Morgan Kern Direct Line: 925-395-2109 morgan@lsiins.com
- Robin Rasmussen Direct Line: 925-265-4090 robin@lsiins.com
- Christi Ginn Direct Line: 925-395-2106 christi@lsiins.com