Our Homeowners (HO 3) and Condominium Unit Owners (HO 6) coverages are among the broadest available in the admitted and surplus lines markets today. Now you can worry less about your E & O exposure when you find the need to move a client’s homeowners coverage from the standard market to Surplus Lines.
Coverage is available for Homes from $100,000 to $10,000,000 ( Total Section I)
Coverage is available for Homes from $100,000 to $10,000,000 ( Total Section I)
Eligible Risks include, but are not limited to: |
Ineligible risks include, but are not limited to: |
---|---|
|
|
Automatic Coverages include: |
Optional Coverages available: |
$1000 Lock Replacement Coverage $1000 Refrigerated Property $1,000 Fire Department Service Charge $10,000 Loss Assessment ( to $50,000 available**) $5,000 Limited Mold Coverage (to $25,000 available**) $10,000 Medical Payments (to $25,000 available**) $5,000 Water Back Up ( to $50,000 available**) $10,000 Trampoline Liability Coverage $25,000 Identity Fraud $25,000 Limited Animal Liability ($50,000 available**) $100,000 CPL (to $1,000,000 available**) 25% Extended Replacement Cost (50% available) 10% Ordinance or Law (25% and 50% available) Contents Replacement Cost Increased Special Limits – Coverage C Personal Injury Liability |
All Risk Personal Property Golf Cart Physical Damage Scheduled Personal Property Blanket Valuable Articles Coverage |
** Subject to Underwriting approval
Available credits include Alarm, Sprinkler, Gas Shut-off, Higher Deductible, Preferred Client and Three Year No Losses….. AND MORE