Commercial Lines

AUGold © from Atrium Underwriters offers competitively priced property and liability package policies for 1-8 family rentals, vacant dwelling and commercial buildings and small business. Now you can get instant price indications with variable coverage options and immediate binding and policy issuance when you need them! Convenient online application and rating is also available.

Residential Dwellings

ISO DP1 and DP3

Vacant Property – Values to $3,000,000 ; COC and Renovations to $2,000,000 ; Tenant Occupied dwellings to  4 units / Values to $750,000

Premises Liability to $1,000,000 - Residential Premises Liability includes Partnerships, Joint Ventures, LLCs and Trusts

Commercial Buildings

ISO Basic and Special – ACV and RCV
Vacant Buildings – Values to $3,000,000; CGL to $1,000,000/ $2,000,000

Lessors Risk and Retail

Coverage available for building owner with retail, restaurant, office and/or habitational occupancy (up to 8 apartment units)

Owner occupied retail package also available  ; Auto Repair Shops (no GKL) are ok

Office and Retail Tenant Packages

Business Personal Property to $250,000 ; 30,000 sf maximum ; CGL to $1,000,000/ $2,000,000

Special Event Liability

Up to 3,000 daily attendance/ 15,000 duration – to 5 days ; private, business and events open to public are eligible

CGL to $1,000,000/$2,000,000 ( Host Liquor available in some States)

Vacant Land

to 500 acres ; CGL to $1,000,000/$2,000,000    Activities are excluded

Kiosk/Booth & Push Cartpecial Event Liability

Up to 50 kiosks/booth and push carts (max. inventory $50,000

CGL to $1,000,000/$2,000,000

  • Coverage terms 1 week to 12 months

Call or e-mail an underwriter today for more information:   

  • Morgan Kern        Direct Line: 925-395-2109          morgan@lsiins.com
  • Christi Ginn           Direct Line: 925-395-2106         christi@lsiins.com